IRA Gifts

Qualified Charitable Distributions (QCDs)

With an IRA Charitable Rollover, you can lovingly address the needs of men, women, and children being served at Nashville Rescue Mission while netting favorable financial benefits. Qualified Charitable Distributions (QCDs) let you donate directly to Nashville Rescue Mission while reducing your taxable income. Even if you take the standard deduction, you can still benefit from tax savings.

Eligibility

Be age 70 ½ or older (must wait 6 months after your 70th birthday)
Transfer directly from a traditional IRA to Nashville Rescue Mission
Inherited IRAs qualify as well, but you must be 70 ½ years old to reduce tax liability
Give up to $111,000 annually (spouses can each give $111,000)
Make outright gifts only (no donor-advised funds, charitable trusts, or gift annuities)
- Note: 401K, 403b, SEP, and other retirement plans don’t qualify. Consider rolling the fund into a traditional IRA gift.

Tax Benefits

Excluded from your gross income (reduces your AGI)
Count toward your Required Minimum Distribution
No charitable deduction needed or allowed

How to Make a Gift from Your IRA

You can request an IRA Distribution Form from your financial custodian and either mail it back to them or complete the gift transaction over the phone. Use this information to keep them organized for you and for the Mission:

Nashville Rescue Mission
Tax ID: 45-2424130

Mailing Address

Nashville Rescue Mission
639 Lafayette Street
Nashville, TN 37203

Timing

QCDs can be sent at any time during the calendar year. They must be received and deposited prior to December 31, 2026, to be eligible for the 2026 tax benefit.

Questions?

Contact Donor Services at donorservices@nashvillerescuesmission.org or 615-312-1500.